source: official regulator registers

Ripple

EU · MiCA Authorised UK · Registered UK · Authorised SG · Licensed US · Registered (8 entities) US · Licensed

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Licensing: Genuine licence held (the EU/EEA (MiCA), SG, and US)

Audit & reserves: Not yet researched

Ripple holds a genuine crypto-specific licence covering the EU/EEA (MiCA), SG, and US. It first appears in our register on 2016-06 and is currently tracked across 33 jurisdictions through 13 legal entities. It also holds an AML-only registration (not a licence) in UK and US. A group entity is separately, fully FCA-authorised in the UK, usually for a different, non-crypto activity.

Countries covered (33)

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Ripple Payments Europe S.A

Regulator
Commission de Surveillance du Secteur Financier (CSSF)
Home state
LU — Luxembourg
LEI
2549000KEHDV2LWRRZ45
Registered office
Luxembourg, Luxembourg
Entity registered
2025-04-03
Authorised
2026-06-29
Services
Exchange of crypto-assets for funds · Exchange of crypto-assets for other crypto-assets · Transfer services
Passported to
AT · BE · BG · CY · CZ · DE · DK · EE · ES · FI · FR · GR · HR · HU · IE · IS · IT · LI · LT · LV · MT · NL · NO · PL · PT · RO · SE · SI · SK

RIPPLE MARKETS UK LTD

Jurisdiction
UK
Regime
UK MLR registration
Status
Registered
Reference
1028021
Since
2026-01-09

Hidden Road Partners CIV UK Ltd

Jurisdiction
UK
Regime
UK FCA authorisation
Status
Authorised
Reference
828692
Since
2022-12-20

RIPPLE MARKETS APAC PTE. LTD.

Jurisdiction
SG
Regime
Singapore MAS MPI licence (DPT)
Status
Licensed
Reference
415143-RIPPLE-MARKETS-APAC-PTE-LTD
Since

Ripple Labs (BVI) Ltd.

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29461072
Since
2025-11-24

Ripple Labs Cayman Ltd.

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29460957
Since
2025-11-21

Ripple Markets APAC Pte. Ltd.

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29447882
Since
2024-01-02

Ripple Markets Cayman Ltd.

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29447883
Since
2024-01-02

Ripple Markets DE LLC

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29439613
Since
2024-12-03

Ripple Markets UK Ltd.

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29447884
Since
2024-01-02

Ripple Markets WY LLC

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29461827
Since
2025-12-04

Ripple Switzerland GmbH

Jurisdiction
US
Regime
US FinCEN MSB registration
Status
Registered
Reference
29448180
Since
2024-01-02

Ripple Markets DE LLC (f/k/a XRP II LLC)

Jurisdiction
US
Regime
NY DFS Virtual Currency License (BitLicense)
Status
Licensed
Since
2016-06

What others report

Third-party ratings, not verified by us — each figure links to its original source. Kept separate from the regulator-sourced facts above and the first-party user reports below.

No third-party rating data collected yet for Ripple.

User reports

Community-sourced and reviewed before publication. Kept strictly separate from the regulator-sourced data above.

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Is Ripple the best crypto exchange for you?

There's no such thing as the best crypto exchange in absolute terms — only the best fit for a given person's situation. The right choice for a business that needs a clean, auditable compliance trail is rarely the right choice for an individual just holding a small amount long-term, and both are different again from someone trading derivatives professionally. We don't recommend Ripple, or anyone else — we give you what's independently verifiable so you can make that call yourself.

Here's what we've actually verified about Ripple, specifically:

None of this tells you whether Ripple is right for you — that depends on what you're trying to do, which jurisdiction you're in, your own risk tolerance, and practical details this register doesn't track (fees, product range, day-to-day UX). What it does give you is what's actually checkable, so you're deciding from facts rather than the exchange's own marketing.

Sources: ESMA interim MiCA register (CASPS.csv), retrieved 2026-08-31 — original file · UK FCA Register, retrieved 2026-09-01 — original file · Singapore MAS Financial Institutions Directory, retrieved 2026-09-03 — original file · US FinCEN MSB Registrant Search, retrieved 2026-07-27 — original file · NY DFS List of Licensed Virtual Currency Entities, retrieved 2026-09-04 — original file .