Which crypto exchanges are registered in New Zealand?
4 exchanges in our register have an entity on New Zealand's Financial Service Providers Register (FSPR), supervised by the Department of Internal Affairs (DIA) under the AML/CFT Act 2009. As with Canada's FINTRAC, the US's FinCEN, and South Korea's FIU, this is not a licence: New Zealand has no dedicated cryptoasset business licensing regime, and registration means the DIA supervises the firm for anti-money-laundering purposes only.
Unlike most jurisdictions on this site, this one is not automatically synced. The FSPR's public search tool has no fetchable API or bulk export available to us, so this list is refreshed only when someone manually re-checks the live register — same discipline as Gibraltar and ADGM, but for an AML-only tier rather than a genuine licence.
| Exchange | Status | Entity | Since |
|---|---|---|---|
| Easy Crypto | Registered · New Zealand FSPR registration | ECNZ Limited (trading as Easy Crypto) | 2019-09-27 |
| Independent Reserve | Registered · New Zealand FSPR registration | Independent Reserve NZ Limited | 2022-08-13 |
| Sharesies | Registered · New Zealand FSPR registration Registered · New Zealand FSPR registration | Sharesies Crypto Limited Sharesies Crypto Custody Limited | 2025-09-04 2025-09-03 |
| Swyftx | Registered · New Zealand FSPR registration Registered · New Zealand FSPR registration | Swyftx NZ Limited Swyftx Pty Ltd | 2025-10-23 2021-07-08 |
Source: New Zealand Financial Service Providers Register, last manually verified 2026-08-09 — not on an automated schedule. An exchange missing from this list either holds no New Zealand FSPR registration, isn't yet in our register, or was added after this list was last checked.
Which crypto exchange is right for you in New Zealand?
The table above shows every exchange we've independently verified as licensed or registered to serve New Zealand. Here's how to actually use that to make a decision.
Why we don't call anything "the best crypto exchange in New Zealand"
You'll see other sites promise "the best crypto exchange in New Zealand." We deliberately don't, because it isn't a real answer — it assumes one platform beats every other for every person, which isn't true. The right exchange for someone running high-frequency derivatives trades is rarely the right one for a business that just needs a clean, auditable way to buy and hold. What actually matters is fit: what you're trying to do, how much protection you need if something goes wrong, and whether the platform is answerable to a real regulator in the jurisdictions on this page — a level-headed, practical decision, not a superlative.
What we can say with real confidence: starting with a regulated, KYC exchange is the practical default for most people using crypto in New Zealand today — and especially for businesses. Here's the reasoning behind that, not just the claim.
The practical case for a regulated exchange in New Zealand
New Zealand Department of Internal Affairs (DIA) sets real, checkable standards a platform has to meet before it's allowed to operate under that status — including registration on the Financial Service Providers Register (FSPR), administered by the Companies Office, a written AML/CFT programme, risk assessment, and compliance officer under the AML/CFT Act 2009, and ongoing customer due diligence, suspicious activity reporting, and recordkeeping obligations. That's independent scrutiny of a firm's ownership and controls before you ever hand over your own money, not a marketing claim the exchange makes about itself.
For an individual, that gives you a real institution to point to if something goes wrong. Check the licensing note above, though, for exactly what protection this specific status does and doesn't carry. For a business, it usually matters more: a regulated counterparty gives you a clean, auditable trail for your own accounting and tax obligations, banking partners are far more willing to work with a business that only transacts through KYC'd, registered platforms, and your own compliance exposure doesn't hinge on a counterparty whose status could change overnight.
Risks worth understanding before using an unregulated exchange or DeFi platform
Regulation in this space is still moving, in New Zealand as everywhere else — the standards on this page can tighten, and new regimes can open, faster than an unregulated platform's own claims about itself change. Three concrete things worth weighing before choosing an unregulated or purely on-chain/DeFi route instead:
- No formal dispute resolution or compensation scheme. If a platform with no regulatory status becomes insolvent or is compromised, you're typically an unsecured creditor with no priority claim on what's left — the position Celsius's own customers found themselves in after its 2022 collapse, despite marketing itself as a safe place to hold funds.
- Banking friction. Banks are increasingly cautious about processing transfers to and from platforms that can't demonstrate registered, KYC'd status — under Travel Rule information-sharing obligations now in force across most jurisdictions we track, an unregistered counterparty can mean a blocked transfer or a frozen account, not just a compliance footnote.
- No independent check on what a platform tells you. The industry's own history — from exchange hacks to outright fraud — is why these regimes exist in the first place. A platform with no regulator behind it has no one requiring it to hold the reserves it claims to hold, audit them, or tell you the truth about either.
None of this makes one specific exchange "the best" for you — only you can weigh your own use case, fees, and risk tolerance, and the table above is there to help with exactly that. But as a starting point, particularly if you're transacting as a business or simply want the strongest available protections, a regulated, KYC exchange in New Zealand is the practical, level-headed default.